Company Disclosures

CENTRAL FAMILY ADVISORS, LLC (“CENFAM”) Website Disclosures and Terms of Use

The information presented in this website should not be construed as investment advice and should not be relied upon to make an investment decision. The information and materials on this website are being provided for information purposes only. Nothing in this website shall be construed as a recommendation or solicitation to buy or an offer to sell a security or any product or service to any person or pursue a particular investment strategy in any jurisdiction where such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction or which would subject CENFAM, its employees, officers or agents to any registration requirement in such jurisdiction or country. We do not provide tax or legal advice. You should consult with your attorney, or tax professional regarding your specific legal or tax situation.

The information posted in this website has been obtained from sources believed to be reliable, but we make no guarantees as to its accuracy, completeness, timeliness, relevance or suitability. We reserve the right to change, amend, or remove information on this website at any time and without prior notice. Any third-party links, news feeds or market quotes posted on this web site are from independent, unaffiliated third parties and provided only for your convenience. We do not endorse or necessarily agree with any opinion, outlook, or forecast contained on any third party linked web site, or news feed. Any performance data presented is for illustration purposes and represents historical performance. Historical performance should not be viewed as representative of future performance or results and there can be no assurance that the future performance of any investment or investment strategy will be profitable or able to achieve historical performance.

CENFAM makes no representations concerning this website, or to any third-party website links. To the fullest extent allowed by applicable law, CENFAM disclaims any liability for any damages of any kind, under any legal theory, arising out of or in connection from your use of, or inability to use, the website or any third-party website links. CENFAM disclaims any direct, indirect, incidental, consequential, punitive or other damage arising from the use of this website or, or the contents of the information in this website, including, but not limited to, lost profits or damages resulting from errors, omissions, or other inaccuracies in the website, delays, service interruptions. CENFAM makes no representations that this website or the information provided on it or the server that makes the website available are free of viruses or other harmful components. CENFAM disclaims any express, implied or statutory warranties of any kind, including warranties of merchantability, non-infringement, or fitness for a particular purpose. Some of the foregoing exclusions may not be permitted in certain states or territories.

By using the CENTRAL FAMILY ADVISORS, LLC (“CENFAM”) website, you agree to be bound by these Terms and Conditions, as amended from time to time. Your continued use of the CENFAM website constitutes acceptance of these terms and Conditions and any amendments. If you do not agree with CENFAM’s website’s Terms and Conditions, please do not use the CENFAM website. Please contact us with any questions or concerns regarding our website Terms and Conditions.

Privacy and Information Security

Federal and state privacy laws require CENFAM to among other things disclose how we collect, share, and protect our client’s personal information. CENFAM does not disclose or share nonpublic information about our clients, prospective, or former clients with third parties, except to deliver contracted services, as described below, or as permitted by law.

CENFAM collects information directly from you, when you apply for, access and use the products and services offered by us and/or our business partners, or third-party providers, as applicable.

The personal information we collect may include:

• Information we receive on client account applications (name, social security or tax identification number, address, income, assets, etc.), and
• Information about transactions with our firm or others (account information, payment history, parties to transactions, etc.).

This information may be obtained by telephone, electronically, or in person. We may verify the information you provide to us by obtaining additional information from consumer reporting agencies, or other sources.

We may disclose your personal information to non-affiliated financial institutions or third-party service providers with whom we may have arrangements, such as custodians, brokers, administrators, as necessary for us to service your account, including:

• to facilitate in the consolidation and analysis requested by you,
• to enable them to provide business services to us such as accounting, legal, audit, consulting or other professional services,
• to assist us in monitoring and analyzing your financial situation ,or
• for credit review and reporting purposes.

We may disclose Information to law enforcement and regulatory agencies as required, or permitted by law.

We do not sell customer lists and will not disclose your information to other companies who may want to sell their products or services to you.

CENFAM maintains commercially reasonable physical, electronic and procedural safeguards to protect our client’s nonpublic personal information. We require all third parties, and business partners, to protect our client’s personal information and sign confidentiality agreements. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Employees and agents are trained on their responsibilities to protect client’s personal information and are required to use secure passwords and encryption to store and transmit client data. Employees may access your information only when it is appropriate to do so, such as to administer products or services. Failure to adhere to our established privacy and security policies may subject employees to disciplinary action, including termination of employment.

You may have additional rights under state laws. Please contact us for further information regarding our Privacy Policy. We reserve the right to change our Privacy Policy.

Cybersecurity

CENFAM has in place policies and procedures regarding information technology security, maintains appropriate technical and physical safeguards and takes other reasonable precautions to safeguard the confidentiality of sensitive information and internal data. However, despite reasonable precautions, the risk remains that cybersecurity incidents may occur that may result in the inadvertent disclosure of confidential sensitive information to unintended parties, unauthorized access to confidential sensitive information, or operational disruptions by malicious hackers. If such an event were to occur, CENFAM will promptly notify the affected parties and take all necessary appropriate actions.

Business Continuity/Business Disruption

CENFAM has established a Business Continuity/Business Disruption plan to manage the effects of a significant business disruption. Although our Business Continuity/Business Disruption plan is reasonably designed to allow us operate during an emergency business disruption, due to the unpredictability of such events, we have no control over damage to infrastructure that may impact our access to reliable power sources, communication networks, or transportation and affect our ability to resume business operations. Our clients have access at all times to their accounts maintained at their custodian financial institutions.

CENFAM is a U.S. Securities and Exchange Commission ("SEC") registered investment advisor located in New York. Registration as an investment advisor does not imply any level of skill or training. A copy of CENFAM’s Form ADV Part 2A Brochure which includes a description of CENFAM’s services, fees and business practices is filed with the SEC and available by contacting us, or at the SEC’s website (www.adviserinfo.sec.gov).